Browsing by Author "OSITA THEODORA CHINASA"

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    INVESTMENT DIVERSIFICATION AND FINANCIAL SUSTAINABILITY OF CATHOLIC WOMEN RELIGIOUS CONGREGATIONS OF THE ARCHDIOCESE OF NAIROBI
    (THE CATHOLIC UNIVERSITY OF EASTERN AFRICA, 2025-09) OSITA THEODORA CHINASA
    Catholic Women Religious Congregations (CWRCs) in the Archdiocese of Nairobi are increasingly confronted with financial strain arising from declining donor support, escalating operational costs, and inadequate long-term financial planning. This study investigated the effect of investment diversification on their financial sustainability, with specific focus on equity investments, fixed income investments, and real asset investments. The analysis was anchored on Modern Portfolio Theory, Stewardship Theory, Stakeholder Theory, and the Resource-Based View. A descriptive correlational research design was employed, and data were collected from bursars of selected congregations through structured questionnaires. The study established that all three forms of investment equity, fixed income, and real assets contributed positively to strengthening financial sustainability, with fixed income investments emerging as the most reliable source of stability due to their predictable returns and low-risk profile. It concludes that a well-diversified investment portfolio is essential for enhancing the long-term financial viability of religious congregations. The study recommends adopting balanced investment strategies, strengthening governance structures, and building financial management capacity to ensure sustainable mission-driven service delivery. These findings extend investment diversification theories into the non-profit religious context and provide practical insights for policymakers, church bodies, and donors seeking to promote financial resilience in faith-based organizations.